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LOANS AGAINST PROPERTY

A dream come true! An ALL PURPOSE LOAN for anything that life throws up at you!! Do you need funds for a Marriage ceremony, want to take your family to a well-deserved holiday or for a sudden medical emergency? you have some property, but would rather not sell it? Then why not avail of this ALL PURPOSE LOAN from Bank now makes it very much possible for you to only keep your property but also have liquid funds.

Enjoy the Advantage

« Complete transparency in operations
« Interest rates are levied on a monthly/daily reducing balance method
« Lowest processing fees.
« Long repayment period of 60 months, upto 120 months for salaried individuals with check-off facility
« No Hidden charges.
« No prepayment penalties. You can have surplus funds at any time thereby conveniently reducing your loan liability and interest burden.

Property Loan Scheme

You are eligible if you are:

A. An individual who is;
« An Employee or
« A Professional, self-employed or an income tax assesse or
« Engaged in agricultural and allied activities.

B. Your Net Monthly Income (salaried) is in excess of Rs. 25,000/- or Net Annual Income (others) is in excess of Rs.3,00,000/-.
The income of the spouse may be added if he/she is a co-borrower or a guarantor.
C. Maximum age limit: 65 years.

Margin

We will finance up to 70% of the market value of your property.